Ok-Life-Accident-and-Health-or-Sickness-Producer exam dumps

Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Value Package

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  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • No. of Questions: 157 Questions and Answers
  • Updated: Aug 20, 2026

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionObjectives
Topic 1: Life Insurance Concepts- Policy provisions, riders, and options
- Types of life insurance policies
- Beneficiaries and settlements
Topic 2: State Insurance Regulations (Oklahoma)- Oklahoma Insurance Code and regulations
- Producer licensing requirements and conduct
- Unfair trade practices and ethics
Topic 3: General Insurance Principles- Insurable interest and underwriting basics
- Risk management and insurance concepts
Topic 4: Annuities- Annuity payout options
- Fixed and variable annuities
Topic 5: Accident and Health Insurance- Health insurance policy types
- Medical expense coverage concepts
- Disability income insurance

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. On an individual insurance application, which of the following signatures is NOT required?

A) Applicant.
B) Insured if different from the applicant.
C) The producer.
D) The insurer.


2. The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the

A) insured individual's family
B) insured individual only
C) owner only
D) beneficiaries


3. An agent's underwriting duties include which of the following?

A) Declining or accepting an application.
B) Setting premium amounts.
C) Issuing the policy.
D) Completing all applications and collecting initial premiums.


4. The process by which an insurer decides whether to issue a policy is known as

A) underwriting.
B) selection.
C) classification.
D) risk pooling.


5. Upon receipt of notice of claim, the insurance company will furnish to the claimant such forms for filing proof of loss within how many days?

A) 30
B) 10
C) 20
D) 15


Solutions:

Question # 1
Answer: D
Question # 2
Answer: C
Question # 3
Answer: D
Question # 4
Answer: A
Question # 5
Answer: D

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