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IIC Principles and Practice of Insurance Sample Questions:

1. An insurer's agency or production department is the equivalent of which department in other businesses?

A) Administration and human resources
B) Sales and marketing
C) Finance and production
D) Information technology and business services

2. Usually, what must an insurance intermediary do before using the personal information of a client for a purpose other than that for which the information was originally collected?

A) Advise the insurer's ombudsperson of the intended usage
B) Write to the client advising of the alternate usage
C) Obtain permission from the federal privacy officer to continue
D) Obtain permission from the client to do so

3. What is generally thethirdstep in responding to a privacy breach?

A) Determine who needs to be notified and send notices
B) Evaluate the risks associated with the breach
C) Contain the breach and assess ways to reduce harm
D) Investigate how the breach happened and prevent recurrence

4. Whose signatures wouldusuallyappear on therisk's policy?

A) Denis and Cathy
B) Simone and Alan
C) Denis and Simone
D) Alan and Cathy

5. What does the term "subject of insurance" refer to?

A) The perils associated with the risk
B) The company providing the coverage
C) The type of wording applicable to the policy
D) The thing being insured

Solutions: